Medicare is a federal health insurance program that is a financial lifeline for millions of people in the United States, including those aged 65 and over, individuals with certain disabilities, and individuals with end-stage renal disease. Medicare solvency is a concern for all of these Medicare beneficiaries. The program is funded by a combination of …
Medigap policies without brand names. Should you take a chance and buy one? My advice – no. Absolutely not. Recovering from buying a Medigap policy from the wrong company isn’t like returning a pair of shoes you don’t like. It’s not that easy. You run many risks – including not being insurable if you decide …
Medigap Policies: Should you Take a Chance On the Unknown? Read More »
Medicare scams are a frequent occurrence. Scammers call, mail, or email misrepresenting themselves as Medicare employees that need information from you, like your Social Security number, Medicare number, or banking information. The closer you get to your 65th birthday, the greater the number of insurance agents that call or send you mail inviting you to …
Did you know you have a free Welcome to Medicare visit within the first twelve months after you enrolled in Medicare? According to the National Institutes of Health, less than 15% of New Medicare enrollees take advantage of this free health visit in a given year. Also known as the Initial Preventive Physical Exam, your …
I was concerned about Medicare and pre-existing conditions before I enrolled because I have several that make it impossible for me to buy individual health insurance from a private insurer. Fortunately, I was on my wife’s group health plan before I became eligible for Medicare in October 2022. The good news is that Medicare does …
Medicare and Pre-Existing Conditions: Are They Covered? Read More »
I don’t sell Medicare Advantage plans or any other type of insurance. So, though this article is centered on the positive aspects of a Medicare Advantage Plan, I’m not saying you should or shouldn’t buy one. I’m simply pointing out its advantages (excuse the pun). Remember, Medicare For Boomers is an informational website only. You should consult an insurance professional when …
10 Reasons Why People Buy Medicare Advantage Plans Read More »
Because we’ve become so used to using it, many seniors are asking, “Is telehealth covered by Medicare in 2023?” The answer is “yes.” Telehealth is covered by Part B in 2023. Like all services covered by Part B, you first have to meet your annual deductible of $226 before any benefits are paid by Medicare. …
If you’re like me, important Medicare enrollment dates are something you put on your calendar. I do it because I want to make sure you don’t miss out on any important dates when you can enroll in Medicare or make changes to your current Advantage Plan or Medicare Supplement. You need to do it because …
Before I give you four steps to buy a Medicare supplement insurance policy (also called a Medigap plan), let me give you three reasons why I’m qualified to give you advice about Medicare supplements: I turned 65 two months ago, researched, and bought a Medicare supplement the month before I sold Medicare supplements for a …
If you’re beginning your Medicare journey, knowing the 4 parts of Medicare is critical. Just about everything you’re going to read and watch is going to reference them. Eventually, you’re going to have to enroll in Part A and Part B. And, depending on your Part C selection, you may need separate Part D coverage. Have I …
This is not a website that sells insurance or provides medical, legal, or financial advice. It is strictly an educational site intended to help you better understand Medicare and enjoy the Boomer lifestyle.
This website and its content are not connected with or endorsed by the Federal Medicare Program or the United States government.